Terms

Last updated 17 October 2026

The agreement

These terms are the agreement between you and pamware for the Grosh apps and the website at grosh.pamware.com. By creating an account or continuing to use Grosh, you agree to them and to the Privacy Policy.

The service

Grosh helps you record wallets, transactions, and related notes, and to see summaries of what you entered. Some features, including voice logging, receipt scanning, chat, and AI mapping of bank notifications, are optional and may be limited to premium accounts.

Not a bank, and not advice

Grosh does not hold your money, move it, or connect to your bank as an account provider. Figures in the app are the records and conversions you and the app calculate from data you enter and from public price feeds. They can be wrong or incomplete.

Chat and other AI replies are general information based on what you have stored in Grosh. They are not regulated financial, tax, or investment advice, and they are not an instruction to buy, sell, or hold anything.

Your account

  • You must give accurate account details and keep your sign-in method to yourself.
  • You are responsible for activity under your account.
  • The demo is a shared read-only sample. It is not a private account, and changes are not saved for you.

Your records

You keep ownership of the finance records you enter. You give us permission to store and display them so the service can work, including showing a wallet to people you explicitly invite. You can export transactions from Profile, and you can delete the account there. You can also ask us to delete it by emailing [email protected].

Android notification access

If you turn on bank-notification capture, you choose which apps Grosh may read. Use it only for your own alerts. You can turn it off in Grosh and in Android settings at any time.

Acceptable use

Do not misuse Grosh: do not attempt to access another person’s account or data, probe or disrupt the service, or use it to break the law. We may suspend an account that does.

Availability

We provide Grosh as it is, and we may change or discontinue features. We do not promise that the service will be uninterrupted or that balances, categories, or AI suggestions will be accurate.

Contact

[email protected]